Steffel & Young
Income Fund
Steffel & Young is preparing a private investment vehicle focused on acquiring seller-financed real estate notes across the United States. The final structure and terms will be determined with counsel and prospective investors. Our objective is to build a diversified portfolio of income-producing residential mortgages acquired at a discount, with an emphasis on collateral quality, established borrower payment histories, and disciplined underwriting standards.
References to the “Fund” describe a proposed private investment vehicle that has not yet launched and remains subject to change; no offer is being made via this website. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results.
References to the “Fund” describe a proposed private investment vehicle that has not yet launched and remains subject to change; no offer is being made via this website. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results.
Philosophy
Our philosophy is simple: pursue quality over quantity. We systematically source seller-financed mortgage note opportunities nationwide, targeting assets with strong payment histories, first-lien positions, low investment-to-value ratios, and robust real estate collateral.
Through our network of industry partners, proprietary sourcing channels, and deep underwriting expertise, we evaluate each opportunity against strict criteria, prioritizing cash-flow potential from borrower payments, collateral strength, and borrower profiles that fit our stringent criteria. This approach allows us to construct a diversified, high-quality portfolio with the goal of helping preserve investor capital and pursuing favorable risk-adjusted returns. While we strive for consistency, there can be no assurance that investment objectives will be achieved.
We believe that disciplined execution, transparency, and long-term relationship building with our investors and note sellers form the foundation of sustainable success.
Through our network of industry partners, proprietary sourcing channels, and deep underwriting expertise, we evaluate each opportunity against strict criteria, prioritizing cash-flow potential from borrower payments, collateral strength, and borrower profiles that fit our stringent criteria. This approach allows us to construct a diversified, high-quality portfolio with the goal of helping preserve investor capital and pursuing favorable risk-adjusted returns. While we strive for consistency, there can be no assurance that investment objectives will be achieved.
We believe that disciplined execution, transparency, and long-term relationship building with our investors and note sellers form the foundation of sustainable success.
Experienced Professionals with
Proven Real Estate Expertise
Our founding partners bring decades of combined experience in real estate development, acquisitions, finance, underwriting, and institutional investment management.
We work exclusively with accredited investors, family offices, and qualified institutions seeking opportunities in asset-backed real estate notes.
We work exclusively with accredited investors, family offices, and qualified institutions seeking opportunities in asset-backed real estate notes.
Mr. Steffel serves as Managing Partner of Steffel & Young, LLC, where he leads the firm's acquisition, underwriting, and structuring of seller-financed mortgage notes, providing liquidity and strategic flexibility to note sellers. With over a decade of experience in real estate and finance, he has built and managed multiple ventures, including turnkey rental platforms, fix-and-flip operations, and the specialty note investment firm Strong Stone Capital. A principal buyer and fund manager, he drives portfolio growth through disciplined underwriting, capital structuring, and value-creation strategies. Specializing in acquiring, underwriting, and structuring seller-financed mortgage notes, enabling note sellers to liquidate all or part of their investments quickly and efficiently. Mr. Steffel holds a B.S. in Professional Marketing with a minor in Professional Sales from the University of North Alabama and has completed the Wharton Real Estate Investing & Analysis Program.
Mr. Young serves as Managing Partner of Steffel & Young, LLC. In that capacity, Mr. Young along with Mr. Steffel is responsible for setting the firm's strategic direction, securing capital, sourcing investment opportunities and overseeing investor relations. Prior to establishing Steffel & Young, Mr. Young was a Founder and Managing Partner of Phoenix Capital where he acted as a real estate principal for over 3 decades, developing condominiums and acquiring multifamily properties. He has acted as an intermediary and joint venture partner, connecting lending institutions disposing of non-performing loans and REO properties with family offices, investment firms, and hedge funds seeking to acquire such assets. Mr. Young's academic background includes a BA degree in economics from Harvard University and a Masters degree in Real Estate Development from Columbia University.